“You need a roof” ranks right alongside the news that you need a new heating and air system with home or business maintenance bad news. But there are some solutions.
First it is important to understand why you need the roof. Often the damage to the roof or the reasons for needing a replacement can be tied to a storm event. It could have been hail, but it also could have been a system of strong winds that left damage to your roof.
When the roof can be tied to a storm, your homeowners or business insurance may cover the repair or replacement. Most homeowners have never actually made a claim with their insurance company for anything. At Ridgeline Roofing Company we help our customers successfully initiate the claim and then will be onsite with the adjuster when they come to do their inspection and estimate of what the damage may be.
Working with you insurance company we will assure that as they are processing the claim, they understand what we are seeing with the roof damage and know exactly what is being proposed to do the repair or replacement.
There are repairs and replacements that will not qualify for insurance coverage. In these cases, the roof has just reached its maximum life expectancy. A roof replacement is a big investment, but it becomes even more expensive when it is delayed and there is a need to replace decking, insulation or there is interior water or mold damage to the home.